Difference Between A Khata vs B Khata Properties
Buying a property in Bangalore? You’ve probably come across the term “A Khata and B Khata properties.” The difference between A Khata and B Khata properties is something every buyer should understand. Simply put, A Khata properties are fully legal and give you peace of mind. B Khata properties, on the other hand, carry more risks.
Let us explain the different types of Khata
A Khata vs B Khata – What Is A Khata?
A Khata refers to Accounts; in property Khata is a certificate issued by the Bruhat Bengaluru Mahanagara Palike (BBMP), now Greater Bengaluru Authority. It means your property follows the rules and is legally clear. If you own an A Khata property, you can apply for loans from any bank at a lower interest rate, build more on it, and sell or transfer ownership without trouble. It’s like having a green light to move ahead with confidence.
And What About B Khata?
B Khata properties haven’t ticked all the legal boxes. Maybe they were built without proper approvals or on unauthorized land. Even though you pay taxes on them, they don’t have full legal recognition.
Here’s where things get tricky. B Khata properties:
Don’t allow for loans from most banks.
It can’t be sold or transferred easily.
Don’t permit construction, renovation, or getting trade licenses.
A 2014 Karnataka High Court ruling stripped B Khata properties of any recognized legal status.
Side-by-Side: A Khata vs B Khata
| Feature | A Khata | B Khata |
|---|---|---|
| Legal Status | Fully legal | Not legally valid |
| Loans | Easy to obtain | Most banks refuse |
| Sell/Transfer | Allowed | Restricted or not possible |
| Construction / Renovation | Permitted | Not allowed |
| Trade License | Can apply | Can’t get one |
| Upgradeable | Already valid | Needs conversion to become A Khata |
Can B Khata Be Converted to A Khata?
Yes! You can still make your property fully legal. Here’s how:
Before a head applying, you need the following documents handy: Title Deed, Blueprint, Khata Extract, and receipts of old tax paid
Clear all dues, like old taxes, penalties, DC conversion fees, and betterment charges.
[OLD Deffered] You can apply through the Government Sakala website or at the BBMP office now the Greater Bengaluru Authority. You’ll get a tracking number (Sakala number) and updates via SMS.
Typically, the process takes 4–6 weeks.
Recent Update: Good News for B Khata Owners!
If your property was registered as B Khata before September 30, 2024, and was a building or apartment, the Karnataka government has approved a regularisation plan. That means many B Khata buildings can now be treated as A Khata, legally recognized and eligible for utilities like electricity, water, and sewage.
There’s more! A mega khata drive is scheduled from October 22 to November 1, 2025. Officials will help people across Bengaluru get e Khata (Link) for their properties and make the process simple and accessible.
Why It All Matters
Ease of doing things: A Khata means hassle-free bank support, renovation, or trade licenses.
Higher value: Buyers trust and pay more for fully legal (A Khata) properties.
Protect your investment: Owning A Khata property has a higher ROI in terms of money and lowers financial risks.
Final Thoughts on A Khata vs B Khata
In short, the difference between A Khata vs B Khata properties is clear:
A Khata gives legal safety and lower financial risk. While B Khata is risky and limiting, but not impossible to fix.
If you’re buying property or already own one with B Khata, now’s the time. Talk with a legal expert or visit your nearest BBMP or Sakala center. Step-by-step, you can upgrade—and give your property the legal strength it deserves.
Also Read: BMRDA vs BDA vs Panchayat: Which Plot Approval is Best?